Computers rather frighten me, because I never did learn to type, so the whole thing seems extraordinarily complicated to me.
I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.
I didn't want to come up with some generic Johnny Bravo type name. I'm not that cool, so I might as well stick with my birth name.