I'm always a big fan of if you approach somebody politely about something and you're not a nudge - you're just pretty honest and simple, my kind of philosophy is that I'm not afraid of 'no,' and that's way different than 'I won't take no for an answer.'
Most people understand life expectancy has changed since Social Security started in 1937 when folks lived to be 59 years old. Today, they live to be 77 years old.

