For as long as I care to remember, religion, like the striptease, has always been a display of the power of suggestion. Like the Virgin Birth, it has all too often supported an immaculate deception.
Investment banking has, in recent years, resembled a casino, and the massive scale of gambling losses has dragged down traditional business and retail lending activities as banks try to rebuild their balance sheets. This was one aspect of modern financial liberalisation that had dire consequences.
Wild oats will get sown some time, and one of the arts of life is to sow them at the right time.