I doubt if a single individual could be found from the whole of mankind free from some form of insanity. The only difference is one of degree. A man who sees a gourd and takes it for his wife is called insane because this happens to very few people.
Bring market forces to bear on health care insurers. Creating a health care 'exchange,' one of the better ideas included in House Bill 3200, creates affordable, accessible and portable insurance for millions of Americans.