Lenders, including major credit companies as well as payday lenders, have taken over the traditional role of the street-corner loan shark, charging the poor insanely high rates of interest.
I'm always wondering: Have all these time-saving devices actually saved us any time, or have they just created a million fetishes and obsessions that keep us from the quiet half hour we should be taking to sit and do nothing every day?
You don't need anybody to tell you who you are or what you are. You are what you are!

