In my culture, there's a tradition that when you're in an overwhelming situation and you don't know what to do, you put yourself in a woman's shoes.
Our old site did not have very good support for the disabled, but our new site should soon have much better support. With all of our content in divs now, we can hide all but the relevant chunks of content and navigation with a simple alternate CSS file.
Don't blame Wall Street, don't blame the big banks. If you don't have a job and you are not rich, blame yourself!