I mean, I've had bartenders and waiters and waitresses make a comment about a joke of mine, like pointing out some sort of logic error or something that I've never even thought about, and they're right.
I have developed a Zen-like approach to the operating systems that people use: 'When you're ready, the right operating system will appear in your life.'
Don't blame Wall Street, don't blame the big banks. If you don't have a job and you are not rich, blame yourself!