I was a chronically shy child. That kernel of my younger self is still there, but I've developed mechanisms to deal with it.
At first I was queasy; I'll never forget the sound of the scalpel cutting a body open. But it was so cool trying to work out how these people died.
I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.